What does a 30 million baht luxury house look like? How much income do you need to own it?

What does a 30 million baht luxury home look like? How much income do you need to own one? For anyone who is planning to buy a 30 million baht luxury home or wants to have a dream luxury home once in their life, you must check your readiness before applying for a loan with the bank. We also recommend interesting 30 million baht luxury home projects in Pattaya.

What are the styles of luxury houses worth 30 million?

Luxury houses worth 30 million include single houses, twin houses, and townhouses, which will have distinctive features in various aspects, such as:

1. Luxury and uniqueness
   The selection of construction materials, decoration materials, and materials used must be of high standard, world-class brands, luxury home decoration worth 30 million that is luxurious, such as marble, carvings, real wood, premium grade ceramics, and imported furniture from abroad.
2. Design concept or style
   For a 30 million baht luxury house, the design concept or style must be different, and unique (Unique), such as an English Cottage, Modern Luxury, Modern Resort, or Western Modern, including architecture, design of various functions, such as elevators in the house, private swimming pools, and the number of units in the project is not too much for privacy.
3. Large house, large usable area
   Luxury houses worth 30 million range from 2-5 floors, with a large usable area of ​​300-1,000 sq m to accommodate large families with many members. The usable area can be divided into proportions. The number of bedrooms, bathrooms, living rooms, and parking spaces can accommodate the number of members.
4. Complete facilities
   In addition to the luxurious 30 million baht house, the facilities within the project, whether it is a luxurious clubhouse, fitness center, swimming pool, green areas large gardens, or lakes, in addition to being complete, must also be luxurious and magnificent, suitable for a 30 million baht luxury house.
5. Good location, convenient transportation
   Most luxury houses worth 30 million will have advantages in terms of location, such as being in the city center, near the city, near the electric train, near shopping malls, schools, hospitals, convenient transportation, connected to many routes, many locations, and most importantly, it is a location where land appraisals increase every year, making luxury houses worth 30 million more valuable.

How much income do you need to have to own a 30 million baht luxury house?

Buying a luxury home worth 30 million, borrowing the full amount of 100%, should have a regular income of approximately 450,000 baht per month or be able to pay off the house installments of approximately 180,000 baht (in the case that there are no other expenses). Initially, the bank that is applying for the loan will assess the ability to pay off the installments at 40% of the income, so as not to have a problem of not being able to pay off the house installments or becoming a large burden that must be borne in the future.

The important factors that the bank considers to determine the loan amount for a luxury home loan worth 30 million are income, debt burden, savings, account movement, and debt repayment history. There must be no bad history of being blacklisted. You can check the credit bureau information before applying for a luxury home loan worth 30 million.

Introducing a 30 million baht luxury home project

1.𝗧𝗵𝗲 𝗣𝗿𝗼𝘀𝗽𝗲𝗰𝘁 𝗩𝗶𝗹𝗹𝗮 𝗣𝗮𝘁𝘁𝗮𝘆𝗮 Agate: Luxury house resort-style on a hill with views of Pattaya city has 3 bedrooms and 4 bathrooms, Living space Usable area 380 SQ.M. / Land area 165 SQ.W. and parking for 3 cars.

2. The Richest Valley: ULTIMATE LUXURY PRIVATE VILLA Welcome to this stunning detached house designed with modern sophistication and located in a safe, quiet area. Boasting 5 bedrooms and 6 bathrooms emphasizing a modern design, maximum space utilization, a Large European and Thai kitchen, and 24-hour security. 752 Sq.m of useable area Fully Furnished Package Free home appliances

3.TheGlory Village Pattaya: is an exclusive gated village of luxury contemporary-style pool villas.
This is one of the largest luxury pool villa developments with 107 new homes in the Pattaya Huai Yai area. It sits on 532 sqm of land area and 650 of living space with 4 Bed, 5 Bath.

In addition to the 30 million baht luxury house, if your income is estimated to be able to buy a house at a higher level than the 30 million baht luxury house, there are also 50 million baht luxury houses and 100 million baht luxury houses to choose from.